SSI benefits are payable to low-income elderly individuals and to disabled people, including children. SSI recipients also receive Medicaid.
Who is eligible?
Supplemental Security Income (SSI) benefits are available to people who are at least 65 years of age, blind, or disabled and whose net monthly income after deductions and exclusions is less than the benefit payment standard. As of January 2024, the amount is $943 for an individual and $1,415 for a couple, if both members are applying. There is also a resources test. Certain resources, such as a home and lot and one automobile are not counted under the resources test. Eligibility for SSI disability benefits is based on having a qualifying medical impairment that is of sufficient severity to prevent the individual from being gainfully employed for at least a year. Some groups of legal aliens also may receive SSI benefits.
What benefits are provided?
SSI provides monthly assistance payments. The maximum monthly payment in 2024 is $943 for an individual and $1,415 for a couple if both members are approved. SSI recipients also receive Medicaid, including coverage retroactive to three months before SSI application.
How do I apply?
You may apply for SSI through your local Social Security office. There is a toll-free Social Security application number, 1-800-772-1213, and a toll-free TDD application number, 1-800-325-0778, for the deaf or hearing-impaired. You do not have to apply in person. If you are applying for disability benefits, you will have to provide relevant medical records as directed in the application. Additional information is also available at www.socialsecurity.gov.
