Employees of railroads, their spouses, and dependents, including survivors, receive Railroad Retirement benefits for retirement or disability similar to Social Security benefits.
Who is eligible?
Employees of railroads, their spouses, and dependents may receive assistance payments, similar to Social Security benefits, from the Railroad Retirement Board for retirement or disability. Eligibility for Railroad Retirement benefits based upon retirement is determined by a combination of length of service as a railroad employee and age. Eligibility based upon disability is determined by Social Security standards for disability, except that employees “currently connected” to railroads need to meet a lesser standard.
What benefits are provided?
Railroad retirement benefits are based on the railroad worker’s service and earnings credits. Railroad Retirement and Social Security benefits are coordinated so that recipients receive full credit for their work histories. Railroad Retirement benefit payees also receive Medicare.
How do I apply?
You may apply for railroad retirement benefits through your local Railroad Retirement Board district office, either in person, at a service location of the office, by telephone, or by mail. There are two district offices in Florida: in Jacksonville (550 Water Street, Suite 220, Jacksonville, FL 32202-4411), and in Tampa (Timberlake Federal Building, Suite 300, 500 East Zack Street, Tampa, FL 33602-3918). Both locations can be reached at phone number (877) 772-5772. If you are applying for disability benefits, you will have to provide relevant medical records as directed in the application.